About Us
十大可靠彩票平台自豪地为旧金山和圣马特奥县的社区服务. For nearly 70 years we have aligned our focus on the philosophy of “people helping people.” Starting with a humble beginning in 1954 at a kitchen table on Capp Street, to becoming the full-service, multi-branch financial institution we are today, 十大彩票游戏平台很自豪能够改变会员的财务生活，并投入时间和资源来改善十大彩票游戏平台的社区.
As a not-for-profit cooperative, our board members are volunteers; we do not have stockholders demanding higher profits. 十大彩票游戏平台通过提供高回报的储蓄产品和低利率的贷款将收益返还给会员.
Philosophy and Core Values
十大可靠彩票平台相信强有力的驱动原则，以提供卓越的会员服务. It is part of our mission to provide genuine, professional advice in a way that makes members feel comfortable and supported.
What is our mission?
十大彩票游戏平台是一个高性能的金融专业团队，通过提供创新的解决方案，为湾区社区提供服务，带来安心和金融稳定.
信用社员工在与会员互动时，将十大彩票游戏平台的四个核心价值观视为道德指导和专业一致性.
Serve More
- Consistently and enthusiastically deliver exceptional member experiences
- Educate and proactively create solutions to members’ needs
- Treat members the way they want to be treated
Partner More
- Listen, support and respect diversity
- Collaborate to build effectiveness
- Encourage positive energy
Own More
- Follow through on commitments and be accountable
- Demonstrate integrity in every decision and action
- Take ownership in the Credit Union’s success
Be More
- Challenge yourself to seek opportunities for growth
- Be better than you were yesterday
- Be part of the solution
San Francisco Federal Credit Union is a not-for-profit, member-owned financial institution. We differ from big banks by offering higher earnings and dividends on deposits accounts, lower interest rates on loans and by charging fewer fees. Plus, members have access to more than 30,000 free ATMs across the country.
65年来，十大彩票游戏平台的使命一直是让会员及其家庭的财务生活更轻松. San Francisco Federal Credit Union offers genuine, professional advice in a way that makes members feel comfortable and supported. We invite you to become a member and to take advantage of the many benefits we provide. Membership is open to those who live, work, go to school or worship in San Francisco or San Mateo counties.
Board Members
Press enter to activate each board member’s information slide below
Luenna Kim
Board Chair
Luenna Kim is a long-time member of the San Francisco Federal Credit Union. 她在公共部门工作了20多年，目前担任公共卫生部门的首席人力资源官. Prior to that, she was a labor relations manager, public defender, legal recruiter, 也是一个公立学区和特许管理组织的人力资源总监. 她致力于社会正义和平等获得工作、教育、住房和医疗的机会.
Benjamin Kurko, CPA and CFE
Board Vice Chair
Ben Kurko has been a volunteer with San Francisco Federal Credit Union since 2014, serving on the Supervisory Committee as both Secretary and Chair, and has been on the Board since March 2017. An East Bay Area native, 他在职业生涯之初移居旧金山，在加州商业监管部门工作, 在那里，他是一名高级金融机构审查员，负责执行加利福尼亚州特许信用合作社的考试. Ben currently is a supervisor at RGL Forensics, a global forensic accounting firm.
David Huebner
Treasurer
David Huebner joined the Credit Union as a member of the Supervisory Committee in October 2018. He is the founder and principal of Lalo Consulting, 一个小型的咨询实践和软件开发公司，帮助任务驱动的组织提供更好的服务，专注于研究, 为适应不断变化的人才环境的组织制定和实施解决方案，以解决招聘和保留问题. Previously, David worked at Google as a manager on a strategy, analytics and effectiveness team focused on hiring and people services. Before that, David是一家风险投资创业公司的创始人和首席产品官，目前是多家初创公司和非营利组织的顾问，专注于PeopleTech领域.
William Lee
Board Secretary
William Lee joined the Credit Union as a member of the Supervisory Committee in June 2018. His career with the City and County of San Francisco spans 20 years of fiscal budgeting, human resources, and administrative experience. 他目前是应急管理部行政和支助副主任, where he is responsible for overseeing finance, procurement, human resources, information technology, and facility management. In addition, since 2015, 威尔曾担任三藩市行政人员协会董事会成员.
Katrina Williams
Board Member
Katrina Williams joined the Credit Union as a member of the Supervisory Committee in July 2020. She is the Director of Human Resources for the San Francisco Human Services Agency (HSA). 卡特里娜在人类和社会服务方面有20年的专业经验，包括社会工作, coaching, training, organizational development, and policy. Since 2019, 卡特里娜曾担任湾区社会服务联盟人力资源委员会(BASSC/BAHRC)的联合主席，以及旧金山市政行政人员协会的董事会成员.
Michael Lopez
Board Member
Michael Lopez joined the Credit Union as a Board Member in March 2022. 他的职业生涯经历了三种不同的职业环境:传统的大型企业组织, entrepreneurial start-ups (including two successful self-initiated start-ups), and consulting. Michael加入董事会作为与MyCU合并的一部分，在那里他是董事会成员.
Patrick Michael Cox
Board Member
Patrick Michael Cox, 2013年以来，他一直担任San Francisco Federal Credit Union的董事会成员. His father, Frank, was one of the original founders of the Credit Union. Patrick began his career at Wang Laboratories, ultimately serving as Field Service Manager, overseeing more than 40 engineers from Portland to Hawaii. He left Wang after 15 years to join the San Francisco Recreation and Park Department as Manager of Information Systems; today, he is the IT Director for the department.
Richard Frattarelli
Board Member
Richard Frattarelli joined the Credit Union as a volunteer in 2019. He has worked in the public sector for nearly 30 years, 目前担任旧金山青少年缓刑部门的人力资源主管. Prior to that role, Richard served as Assistant Human Resources Director of the San Francisco Airport. Before working for the City and County of San Francisco, Richard spent 24 years as an officer in the United States Coast Guard, serving in a myriad of assignments across the United States.
William Smith
Board Member
Bill Smith has been a member of the Credit Union since 1980. 他于2003年开始担任Credit Union的志愿者，担任监督委员会成员. On the Board of Directors, he is currently serving on the Human Relations and Volunteer Development committees. Bill is an attorney. He was an Assistant District Attorney with the City and County of San Francisco for 20 years, and a Deputy County Counsel for San Mateo County for 13 years.
Chanda Ikeda
Supervisory Committee Chair
Chanda Ikeda joined the Credit Union as a member of the Supervisory Committee in 2023. In 2022, she founded Ikeda Consulting, 这是一家位于旧金山的小型咨询公司，为加州各地的地方政府提供支持. Prior to that role, 她在旧金山市和县工作了12年，担任监督预算的各种领导职位, finance, citywide technology investments and human resources functions. Most recently, she was the Director of Human Resources for the 25+ departments, divisions, and programs under the City Administrator’s Office.
Senior Leadership Team
Ray Shams
Interim Chief Executive Officer
Ray Shams 于2017年加入信用社，拥有超过30年的贷款和风险管理经验. Ray holds a Master of Business Administration from University of La Verne.
Janaki Rao
Chief Technology Officer
Janaki Rao brings over 25 years of IT experience, specializing in cloud infrastructure, digital banking, and omnichannel solutions across diverse organizations. 持有Osmania University的计算机科学硕士学位和Indira Gandhi National Open University的会计和金融MBA学位, Janaki has demonstrated expertise in IT governance and technology strategy alignment.
Kirsten Madsen
Chief Operating Officer
Kirsten Madsen 于2023年加入信用社，拥有近30年的银行和金融服务经验. 她持有加州大学伯克利分校的文学学士学位和宾夕法尼亚大学沃顿商学院的行政领导证书.
Peter Minford
Chief Financial Officer
Peter Minford joined the Credit Union in 2024. A seasoned professional with over 20 years experience as a CFO, and 40 years of leadership experience in financial services. Peter holds a Bachelor’s Degree in Finance from Florida State University, 他拥有南佛罗里达大学的工商管理硕士学位和斯托尼尔银行研究生院的文凭.
History
十大彩票游戏平台的故事始于1954年，当时会计师乔治·特劳特想为他的家庭提供经济保障. In support of his fellow city employees, 他试图提供一个负责任的金融机构，让每个人都能获得负担得起的贷款, save money safely and gain a voice in their own financial experiences. Today, we continue to pursue and foster those same ideals.
